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Insurance

Insurance Resources

  • Open enrollment for individuals and families closed on March 31, 2014, but some individuals and families may qualify for programs that include year-round enrollment, or special enrollment. Minnesota residents should click on the above MNSure link to get more information about obtaining health insurance coverage in Minnesota.
    The next open enrollment period will be November 15, 2014 through February 15, 2015, with coverage taking effect no earlier than January 1, 2015.

  • Portico Healthnet is a nonprofit health and human service organization that can help you find out if you are eligible for affordable health care coverage and they can help you apply. They also provide information about where to find low cost medical, dental, and mental health services in the community, as well as other services as needed. Portico’s staff is multi-lingual and can assist you regardless of the language you speak.

    If you are in need of assistance in finding health insurance coverage, you can contact them by clicking the above link, or calling them at 651-489-CARE (2273) or 1-866-489-4899.

  • This is the state agency that oversees the insurance industry in Minnesota. The Consumer Response Team is there to help answer questions about insurance and help if you have a dispute or claim against your insurer. They can be reached at 651-296-2488 or 800-657-3602.

  • The Minnesota Department of Human Services provides Minnesotans with a variety of services intended to help people live as independently as possible.

  • The Metropolitan Area Agency on Aging, under the guidance of the Minnesota Board on Aging, has in-person or over the phone counseling available to assist seniors and caregivers with their Medicare and health insurance questions. The above link will provide phone numbers to get local help in the Metropolitan area. The main phone number is 800-333-2433.

Insurance Information from Federal Government Agencies

  • The above link will take you to a U.S. Department of Labor website with much detailed information about
    - continuing your health insurance coverage when your employment ends (COBRA)
    - the portability of your health insurance coverage (HIPAA)
    - women's health and cancer rights protections
    - health coverage for reservists
    - health benefits for dislocated workers
    - and much more information

  • The mission of EBSA is to assure the security of the retirement, health and other workplace related benefits of America's workers and their families. The phone number for the EBSA office that is responsible for Minnesota is 816-285-1800. We have found the help of the ESBA to be unfailingly friendly and professional in assisting insureds in clarifying and enforcing the provisions of coverage they have.

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